Call Us Now
Scroll to the left to view the rest of the table.
| Free Business Checking | Business Blue Checking | Non-Profit Checking | Commercial Checking | |
|---|---|---|---|---|
| account | Checking that fits the size of your business and your bottom line. Allows up to 300 transactions with no monthly fee! | You can use up to 500 transactions per month with this account. Waive your service charge with minimum balances! | Earn interest on your balances | An account customized to your mid to large sized business |
| Best Suited for | Small Business | Small Business to Mid Business | Non-Profits | Mid to Large Sized Businesses |
| Opening Balance |
$100 | $100 | $1,000 | $100 |
| Monthly Service Charge | No service charge | $15 | $7 | Waived N/A |
| Service Charge Waived (ledger balances) | N/A | $10,000 average collected balance; Item fees waived if combined average collected balances are over $50,000 | $1,000 minimum monthly balance | May be offset with earnings credit |
| Transactions | 300 (checks, ACH, deposited items, debit card transactions & withdrawals); $0.20 thereafter | 500 (checks, ACH, deposited items, debit card withdrawals); $0.20 thereafter | Unlimited | Unlimited |
| Interest Paid | No | No | Yes | Yes |
| Electronic Statements | Free | Free | Free | Free |
| Paper statement | N/A | Free | Free | Free |
| Merchant Capture | Available | Available | Available | Available |
| Cash Management | Available | Available | Available | Available |
Fraud monitoring for your business accounts.
Positive pay is a transaction monitoring service that protects your business against check fraud. By monitoring your check transactions and only allowing those that you've approved, Positive Pay reduces the risk of fraud in a streamlined, user-friendly experience.
How it works:
- When you issue a batch of checks, each check has specific details - the date, amount, payee name, and the account from which the check is drawn. This is called an "Issued Check File."
- Your Issued Check File is exported from your accounting program and imported into Positive Pay through our Online Banking system.
- As those checks clear your account, Positive Pay compares the details of each check to the Issued Check File to ensure they are correct.
- If a check does not match the details in the Issued Check File, you are notified via email that you have an "Exception Item" to review.
- You can log in to Online Banking and determine whether the check should be paid or rejected.