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Deposit Accounts
Effective May 1, 2008
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Minimum to Open
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Minimum to obtain APY*
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Annual Interest Rate
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APY*
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NOW
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<$10,000.00
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$1,000.00
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0.05%
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0.05%
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$10,000.00 - $24,999.99
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$1,000.00
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0.10%
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0.10%
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$25,000.000 - $49,999.99
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$1,000.00
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0.50%
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0.50%
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$50,000.00 +
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$1,000.00
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0.75%
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0.75%
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Premier 50
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<$10,000.00
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$100.00
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$1,000.00
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0.05%
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0.05%
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$10,000.00 - $24,999.99
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$100.00
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$1,000.00
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0.10%
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0.10%
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$25,000.000 - $49,999.99
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$100.00
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$1,000.00
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0.50%
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0.50%
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$50,000.00 +
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$100.00
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$1,000.00
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0.75%
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0.75%
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Premier 50 Platinum
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<$10,000.00
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$100.00
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0.05%
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0.05%
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$10,000.00 - $24,999.99
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$100.00
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0.10%
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0.10%
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$25,000.000 - $49,999.99
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$100.00
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0.50%
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0.50%
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$50,000.00 +
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$100.00
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0.75%
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0.75%
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Hometown Checking NOW
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<$10,000.00
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$100.00
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0.05%
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0.05%
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$10,000.00 - $24,999.99
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$100.00
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0.10%
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0.10%
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$25,000.000 - $49,999.99
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$100.00
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0.50%
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0.50%
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$50,000.00 +
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$100.00
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0.75%
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0.75%
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Money Market Deposit Account (Consumer)
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$2,500.00
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$2,500.00
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1.00%
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1.00%
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Money Market Deposit Account (Business)
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$2,500.00 - $99,999.99
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$2,500.00
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$2,500.00
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1.00%
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1.00%
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$100,000.00 - $499,999.99
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$2,500.00
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$2,500.00
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1.15%
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1.15%
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$500,000.00 - $999,999.99
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$2,500.00
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$2,500.00
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1.20%
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1.21%
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$1,000,000.00 +
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$2,500.00
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$2,500.00
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1.25%
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1.26%
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Regular Savings
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$100.00
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0.25%
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0.25%
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Christmas Savings
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$5.00
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1.00%
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1.00%
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* APY = Annual Percentage Rate
ASK FOR DETAILS ABOUT FEES & TERMS
A penalty may be imposed for early withdrawal.
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Certificates of Deposit and
Individual Retirement Accounts
Effective May 1, 2008
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Minimum to Open Compounded Quarterly
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Annual Interest Rate
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APY*
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3 Month Certificate
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$1,000.00
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2.25%
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2.27%
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6 Month Certificate
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$1,000.00
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2.65%
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2.68%
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9 Month Certificate** Special
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$1,000.00
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2.45%
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2.47%
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12 Month Certificate
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$1,000.00
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2.75%
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2.78%
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18 Month Certficate
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$1,000.00
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2.80%
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2.83%
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24 Month Certificate
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$1,000.00
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3.15%
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3.19%
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36 Month Certificate
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$1,000.00
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3.50%
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3.55%
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60 Month Certificate
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$1,000.00
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3.75%
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3.80%
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1 Year Floating Rate IRA
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$50.00
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2.25%
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2.27%
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1 Year Fixed Rate IRA
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$50.00
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3.00%
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3.03%
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2 Year Fixed Rate IRA
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$50.00
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3.75%
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3.80%
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5 Year Fixed Rate IRA
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$50.00
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4.00%
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4.06%
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* APY = Annual Percentage Rate
** No penalty for one time withdrawal. May deposit $500 or more at any time.
1 year floating rate on IRA effective July 1, 2008.
ASK FOR DETAILS ABOUT FEES & TERMS
A penalty may be imposed for early withdrawal.
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