• Regular Checking
• Hometown Checking
• Howtown Plus
• Premier 50
• Premier Platinum
• NOW Account
• Money Market
• Business Checking

Regular Checking

Description: An account for paying out daily expenses, which can be withdrawn at any time without prior notice to the bank

Qualifying Requirement: $100 minimum deposit to open

Features:

• No minimum balance
• No Service Charge for balances of $500 or more
• Unlimited Check Writing Privileges
• Age 62 + does not have a Service Charge regardless of balance
• Students do not have a Service Charge regardless of balance

Benefits:

• Convenience and safety
• Good records and receipts
• Accessible funds
• Check Imaging

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NOW Account

Description:  An interest bearing account for the paying out daily expenses.

Qualifying Requirement:  $1000 minimum to open

Features: 

• Interest paid on any balance
• Monthly statement
• Unlimited check writing
• No monthly service charge, if minimum balance of $1,000 is maintained
• Unlimited usage of VISA Debit Card and 24-Hour Touchtone Banking
• No per debit fee

Benefits: 

• Convenience and safety
• Good records and receipts
• Accessible funds
• Check Imaging
• Earn interest on idle funds

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Money Market Business

Description: Interest bearing business account with limited withdrawals

Qualifying Requirement: $2,500.00 minimum opening deposit

Features:

• Pays an earnings credit for every dollar on deposit
• Monthly statement
• Direct Deposit

Benefits:

• Unlimited deposits
• Allows businesses to avoid a monthly service charge if minimum balance is maintained.
• Good records and receipts
• Check Imaging

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Business Checking

Description: Non-interest bearing business account used for the paying out of daily expenses

Qualifying Requirement: $100 Minimum deposit to open account

Features:

• Monthly statement

Benefits:

• No minimum balance requirement
• Unlimited check writing privileges
• Unlimited deposits
• Allows businesses to avoid a monthly service charge if minimum balance is maintained.
• Good records and receipts
• Check Imaging

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