• Regular Checking
• Hometown Checking
• Howtown Plus
• Premier 50
• Premier Platinum
• NOW Account
• Money Market
• Business Checking

Premier 50

Financial Advantages

• Just a $100 Minimum Balance
  When you keep a $100 minimum daily balance you will avoid the monthly minimum balance fee.  Should your balance drop below $100, a $8 monthly minimum balance fee will be charged.
• Personalized Checks
  Receive all the personally imprinted checks you need at no additional cost to you.  Your special member checks will be printed with your name and address.
• Unlimited Checking
  Use all the checks you like. With Premier 50 there are no per-check charges.
• Interest on Checking
  You can earn interest on your checking account.  Ask us for details.
• Trust and Estate Services
  If Premier 50 members are interested in receiving expert advice on trust and estate planning, you are welcome to discuss your needs with our Trust Department.
• Overdraft Protection
  For qualified applicants, receive an automatic transfer to your checking account from your savings account.

Security Advantages

• Life Steps Living Family Journal
  Create peace of mind from the convenience of your personal computer. Organize, record, and document personal, medical and financial information with your Living Family Journal. Ask for more details.
• Identity Watch®
  Help protect what you value most - your identity. As a member, enrolling in the Identity Watch® program provides you with a copy of your credit report, ongoing credit file monitoring and comprehensive victim assistance benefits. Identity Watch® is an easy way to protect yourself against one of the fastest growing crimes.

Travel Advantages

• Car Rental Savings
  It's as simple as calling the toll-free numbers from the four leading car rental agencies to save up to 20% on your next car rental.
• Lodging Discounts
  You will receive corporate or the lowest available rate at nationally recognized hotels/motels when your reservations are made through the travel reservation service.

Convenience Advantages

• Grocery Coupons
  Members can fight inflation with $300 worth of grocery coupons. You choose the coupons you need for the products you want and they will be delivered to you. Save up to $600 at stores that double coupon values. Ask for details.
• "Pay Yourself First" Savings Program
  Save the easy way.  You decide how much you want to save.  The amount will be automatically transferred according to your instructions.  A great way to save for future needs.
• 24-Hour Banking With CASHPOINT
  With your 24-Hour banking card your transactions are safe, confidential - and fast.
• Notary Service
  Use your notary service at no additional charge.  We'll be happy to notarize your official documents.  Just present your Premier 50 ID card.
• Photocopy Service
  We'll copy your important documents and letters at no additional charge.   Limits may apply.  Just present your Premier 50 ID card.
• Bank-by-Mail
  Deposit by mail, and save time and trouble.  Receive all the deposit tickets and mailers you need at no additional charge.
• Touchtone Banking
  24 Hour Express Telephone Service.   289-BANK
• Direct Deposit of Social Security Checks

return to top

Premier 50 Platinum

All the Benefits of Premier 50, plus...

• No Minimum Balance Required
• Interest on All Balances
• 24-Hour Accidental Death Insurance and Common Carrier Coverage
  Premier 50 Platinum coverage includes $10,000 in Accidental Death Insurance 24 hours a day.  Your Accidental Death Coverage increases to a total of $100,000 when you travel by a licensed Common Carrier. If joint account, total coverage is divided evenly.
• Prescription Eyewear Discounts
  You receive guaranteed lowest prices on eyewear at thousands of locations nationwide plus a 30 day satisfaction guarantee. You also have access to a network of ophthalmologists, is selected markets, providing members 10% to 30% discounts on qualified procedures.
• Hearing Instrument Discounts
  We have made arrangements with a hearing service for fantastic discounts on hearing instruments. Members receive free hearing exams and 15% off auditory devices at Beltone locations or the availability to save 60% on mail order.
• Prescription Drug Discounts
  This card is available through the PreScrip Program. You and your family will receive discounts on many of your prescriptions through local participating pharmacies.
• Medical Card
  This card is carefully designed to eliminate all obstacles to the swift and effective delivery of emergency medical care in any emergency situation.
• Safe Deposit Box for the First Year
  No rental fee for an entire year. Subject to availability. New rentals only.
• Free Stop Payment Orders
• Travelers Checks
• All for a low monthly service charge of $5.00.

return to top