• Regular Checking
• Hometown Checking
• Howtown Plus
• Premier 50
• Premier Platinum
• NOW Account
• Money Market
• Business Checking

Hometown Checking

Financial Benefits

• No Minimum Balance Required
• Personalized Checks
  Our standard basic checks will be provided to you at no additional charge as a Hometown Checking member.
• Unlimited Checking
  As a member of Hometown Checking, you may write as many checks as you want at no additional charge.
• Travelers Checks
  Traveling? Get your traveler's checks from us. There is no issue charge for traveler's checks to Hometown Checking members.
• Notary Service
  Whenever you need the services of a notary come to us.
• Photocopies
  As a member of Hometown Checking, you are entitled to make copies of your personal papers. Some restrictions may apply.

Overdraft Privilege

• Overdraft Protection
  For qualified applicants, receive an automatic transfer to your checking account from your savings account.

Security Benefits

• $10,000 Accidental Death & Dismemberment Insurance and $20,000 Common Carrier Insurance
  Coverage is provided immediately at no additional charge. Coverage is reduced 50% at age 70. If joint account, total coverage is divided evenly. You may elect additional coverage.
• Protect-Your-Cards^sm
  You may register all your credit cards and debit cards with our convenient protection service. Should your card(s) become lost or stolen, call our toll-free number and our operators will make all the necessary arrangements to have your registered cards cancelled and reissued immediately. This service eliminates your legal liability against card loss up to $5,000 per incident.
• Living Family Journal
  Create peace of mind from the convenience of your personal computer. Organize, record, and document personal, medical and financial information with your Living Family Journal. Ask for more details.
• Identity Watch ®
  Help protect what you value most - your identity. As a member, enrolling in the Identity Watch® program provides you with a copy of your credit report, ongoing credit file monitoring and comprehensive victim assistance benefits. Identity Watch® is an easy way to protect yourself against one of the fastest growing crimes.

Health Benefits

• Medical Card
  This card is carefully designed to eliminate all obstacles to the swift and effective delivery of emergency medical care in any emergency situation.

Travel Benefits

• Travel Service
  Simply call our toll-free 800 number and receive complete, computerized, instant reservations to any destination 24 hours a day, 7 days a week. Pre-reserved seats, special in-flight meals, hotel accommodations, and rental car reservations are included.
• Guaranteed Lowest Airline Rates
  You are guaranteed the lowest available air fare at the time of booking or we will pay the difference.
• Hotel/Motel & Rental Car Discounts
  You will receive corporate or the lowest available rate at nationally recognized hotels/motels and major car rental companies when your reservations are made through the travel reservation service.
• Travel Rebates
  You will receive a 5% rebate on all air and car rental arrangements, and a 5% rebate on all hotel reservations booked through our travel service.
• Up to 50% Discount Off Hotels & Motels
  Your membership entitles you to save up to 50% on each night of your stay at thousands of hotels and motels across America and abroad. Restaurant discounts are also available within many of these facilities.
• Car Rental Savings
  It's as simple as calling the toll-free numbers from the four leading car rental agencies to save up to 20% on your next car rental.
• Entertainment Discounts
  Members can avoid the long lines and take advantage of substantial savings with our discount amusement, theme park, and movie theater tickets.

Lifestyle Benefit

• Grocery Coupons
  Members can fight inflation with $300 worth of grocery coupons. You choose the coupons you need for the products you want and they will be delivered to you. Save up to $600 at stores that double coupon values. Ask for details.

All of the above services for a low monthly service charge of $7.00

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Howtown Plus

All the Benefits of Hometown Checking, plus...

• Accidental Death & Dismemberment Insurance
  $30,000 of Accidental Death & Dismemberment Insurance and $60,000 Common Carrier Coverage includes $2,500 AD&D on each child, regardless of the number of children in the household.